For Buyers

   Call Sabrina 864-979-2888 The Real Estate Professional

First Time Home Buyers: Please go to my Real Estate Tips and request Common Mistakes of the First Time Home Buyer. It is worth the email. MY daughter in Wilmington NC  just bought a home as a first time home buyer, I am glad she had me to ask questions and guide her. Not all agents are created equal!  I care about what you want, what you can afford, and your needs. Let me help you through the process, it can become confusing and upsetting. I want to make the transaction as stress free as possible, and a joyful venture.  

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why. You as a buyer need to understand South Carolina Agency. Please click on the upper tool bar Agency Disclosure.  This will define the different agencies and the difference between becoming a Client or a Customer. Home Buyers are represented free! The subdivisions with "on-site" agents they represent the builder or the developer.  Call me 864-979-2888 and let me go along with you "at no cost to you" so I can help you with all the confusing negoiations. Let me help you get your monies worth!

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing, and then all the way to the closing table.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Home Inspections:

As your agent I always say -For your protection get a home inspection! A home inspection gives the buyer an impartial, physical evaluation of the overall condition of the home and items that need to be repaired or replaced. Be an informed buyer!! You have the right to carefully examine your potential new home with a qualified inspector. Call Sabrina or email me for a list of qualified Inspectors.

Find out how much your closing costs could be.

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